Privacy Policy

Last updated: March 2026

At AUDYT, we are committed to protecting your privacy and ensuring the security of your personal and financial information. This policy describes how we collect, use, and safeguard your data.

1. Information We Collect

  • Account information (email, name) when you register
  • Financial data accessed through Plaid (read-only transaction data)
  • Device and usage information for app improvement
  • Communications you send to us

2. How We Use Your Information

  • To identify and categorize your recurring subscriptions
  • To detect potential shadow debt and forgotten charges
  • To calculate your monthly spending and potential savings
  • To improve our services and user experience
  • To communicate important updates about your account

3. Data Security

  • All data is encrypted using 256-bit AES encryption
  • Data is encrypted both in transit and at rest
  • We use enterprise-grade security infrastructure
  • Regular security audits and monitoring
  • We never store your bank login credentials

4. Third-Party Services

  • We use Plaid for secure bank account connections
  • Plaid is a trusted financial technology provider
  • Your bank credentials are handled directly by Plaid
  • We only receive read-only access to transaction data

5. Data Sharing

  • We do not sell your personal information
  • We do not share your financial data with advertisers
  • Data may be shared with service providers who help operate our service
  • We may disclose information if required by law

6. Your Rights

  • Access your personal data at any time
  • Request deletion of your account and data
  • Export your data in a portable format
  • Opt out of non-essential communications
  • Disconnect your bank accounts at any time

7. Data Retention

  • Account data is retained while your account is active
  • Transaction data is processed and retained for subscription detection
  • You can request data deletion at any time
  • Deleted data is removed within 30 days

8. Changes to This Policy

  • We may update this policy from time to time
  • Significant changes will be communicated via email
  • Continued use after changes constitutes acceptance

Contact Us

If you have any questions about this Privacy Policy, please contact us at privacy@audyt.app